International Bank Account Number (IBAN)
The IBAN concept was developed by ECBS and by the International Organization for Standardisation (ISO) and is an internationally agreed standard. It was created as an international bank identifier, used to uniquely identify the account of a customer at a financial institution, to assist error-free cross-border customer payments, and to improve the potential for straight-through processing (STP), with a minimum amount of change within domestic schemes.
　际银行标准账号（IBAN）不仅收款人的帐号，同时还含收款人银行的信息，使用际银行标准账号便于款准确抵达收款人银行，在欧元区欧元际银行标准账号（IBAN）是必须的，另外一的银行对不提供IBAN的非欧元款也要加收手续费。目前英还不是欧元，向英款不是必须有际银行标准账号。但如果没有这一帐号，最好提供入行的SORTING CODE（IBAN中含这一代码），这样可以加快收款速度。当然如果您是通过内中银行向英的中银行款，也可仅提供收款人的姓名和账号。不过如果能有IBAN是最好的，IBAN一般在银行对帐单上都有显示，如不清楚，可向开户银行询问。